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The Solar Box That Could Cost You $40,000 on Your Next Investment Property
In this short video, Marc Santos of Rapid Fund Lending points out a small detail that can turn into a big expense: a solar system on a property you're buying. Marc explains the three main types of solar agreements, why a loan is usually the best situation for a buyer, and how to protect yourself in the purchase and sales agreement so solar doesn't delay or derail your closing. Key Takeaways Solar can cost you $40,000 or more if you aren't paying attention when buying an inves

Marc Santos
Oct 63 min read


How Many Legal Units Does That Multifamily Really Have? Don't Assume — Verify
Thinking about buying a multifamily investment property? Don't assume the number of electric meters, smoke detectors, fire escapes, or even online property records proves how many legal units it actually has. In this video, Marc Santos of Rapid Fund Lending explains why that assumption can cost investors tens of thousands of dollars — and what to check before you buy. Key Takeaways Electric meters don't prove legal unit count — four meters can suggest a three-family, but that

Marc Santos
Oct 12 min read


Why We Walk the Neighborhood: A Same-Day Approval in Cumberland, RI
Underwriting a hard money loan isn't just about running numbers from a desk. Sometimes the most important part of the process happens on-site, walking the property and driving the neighborhood block by block. A recent deal in the Cumberland Hill section of Cumberland, RI, is a good example of why. The Property The subject property is a raised ranch on a corner lot in Cumberland Hill — a neighborhood known for its raised ranch-style homes. The lot is larger than most of its ne

Marc Santos
Sep 113 min read


Recently Paid Off: 311 Arnold Rd, Coventry, RI
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Aug 252 min read


Hard Money Loans: The Quick Guide for First-Time Investors
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Aug 212 min read


Hard Money Lender Backed Out 2 Days Before Closing? Here's What to Do
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Aug 33 min read


Is Renovating Your Apartment Worth It?
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Jul 272 min read


What Happens When a Borrower Stops Paying: Inside a Rhode Island Foreclosure Auction
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Jul 214 min read


What Is Hard Money Lending? A Simple Guide for New Investors
What is hard money lending? Learn how short-term, asset-based financing works for real estate investors. Rates, terms, and qualifying requirements explained.

Marc Santos
Jun 168 min read


We Built Our First House With Hard Money: Here's What We Learned | New England REI Podcast #1
First-time builders Lou and James share every mistake, budget overrun, and lesson learned from their ground-up construction project—sold for $599K after 18 months.

Marc Santos
Jun 29 min read


Construction Draw Lender New Hampshire | Same-Day Wires
Marc flew from Rhode Island to Laconia, NH and wired a construction draw the same day it was requested. Here's how RapidFund funds New Hampshire construction draws in under 24 hours.

Marc Santos
May 267 min read


100% Financing Hard Money Loans: How It's Possible In Massachusetts
Discover how 100% financing hard money loans work in Massachusetts. Learn cross-collateralization strategies and creative funding solutions for real estate investors.

Marc Santos
May 157 min read


ARV Calculation in Rhode Island: What Lenders Actually Want
Rhode Island hard money lender reveals the exact ARV calculation criteria that get loans approved. Real market data, common mistakes, and proven strategies.

Marc Santos
Apr 288 min read


Commercial Property Values: Why Vacant Buildings Are Almost Impossible to Finance
Learn how commercial property values are calculated using income approach, cap rates, and LTV ratios from a seasoned hard money lender's perspective.

Marc Santos
Apr 77 min read


Fast Construction Draw Approval: Get Funds in 24 Hours
Get fast construction draw approval in under 24 hours. Marc Santos shows the exact process his borrowers used to secure $200K draws in one day.

Marc Santos
Mar 317 min read


Hard Money Loan Approval Rhode Island: My Simple Process
Learn how to get approved for hard money loan approval Rhode Island. Expert lender Marc Santos shares the 3 key factors and 8 questions for fast approval.

Marc Santos
Mar 2510 min read


Hard Money Loan vs Bank Loan vs DSCR Loan: Which Is Right for You?
Hard money loan vs bank loan comparison. I break down costs, timelines, and requirements to help you choose the right financing for your investment project.

Marc Santos
Mar 188 min read


How To Get A Hard Money Loan in Rhode Island with Bad Credit
Bad credit doesn't disqualify you from real estate financing. Learn how to get a hard money loan in Rhode Island based on property value, the quality of your deal, and not your credit score.

Marc Santos
Mar 116 min read


Rhode Island Small Multi Family Investment Risks: Top 10 Factors That Can Sink Your Project
Avoid costly mistakes in Rhode Island small multi family investment risks. Learn the top 10 factors that can sink your 2-4 unit property projects from a veteran investor.

Marc Santos
Feb 259 min read


The 4 C's of Rhode Island Hard Money Lending
Learn the 4 C's of Rhode Island Hard Money Lending with Marc Santos, a hard money lender with outstanding loans totaling over $4M in volume.

Marc Santos
Feb 249 min read
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